Wildfire/Flooding USDAA Housing Support

A FEMA registration is required.

  • Rural Development – RD
    • Priority Access
      • Impacted disaster survivors with a FEMA Registration number can receive priority access to vacant units or be placed at the top of the waiting list, at RD-financed multifamily housing properties. This priority access is valid at any property nationwide, not just those in a disaster-designated state.
      • Property Information
        • Applicants interested in a property should contact the property directly to determine if listed vacancies are still available. Not all properties listed include contact information, but a complete list of properties financed by RD, including contact information and other details, is available online at RD’s Multifamily Housing Rental website.
      • Income Limits
    • Single-Family Housing  Repair Loans & Grants – Also known as 504 Home Repair program, this provides loans to very-low-income homeowners to repair, improve, or modernize their homes or provides grants to elderly very-low-income homeowners to remove health and safety hazards.  See attached 504 fact sheet or program information can be found at Single Family Housing Repair Loans & Grants | Rural Development (usda.gov).
    • Single-Family Housing Direct Home Loans – Also known as the Section 502 Direct Loan Program, this program assists low- and very-low-income applicants obtain decent, safe and sanitary housing in eligible rural areas by providing payment assistance to increase an applicant’s repayment ability. Payment assistance is a type of subsidy that reduces the mortgage payment for a short time. The amount of assistance is determined by the adjusted family income.  In some cases it can be used to refinance remaining debt after a disaster and rebuild.  See attached 502 Direct fact sheet or program information can be found at Single Family Housing Direct Home Loans | Rural Development (usda.gov).
    • Single-Family Housing Guaranteed Loan Program – The Section 502 Guaranteed Loan Program assists approved lenders in providing low- and moderate-income households the opportunity to own adequate, modest, decent, safe and sanitary dwellings as their primary residence in eligible rural areas. Eligible applicants may purchase, build, rehabilitate, improve or relocate a dwelling in an eligible rural area with 100% financing. The program provides a 90% loan note guarantee to approved lenders in order to reduce the risk of extending 100% loans to eligible rural homebuyers – so no money down for those who qualify!  See attached 502 Guaranteed fact sheet or program information can be found at Single Family Housing Guaranteed Loan Program | Rural Development (usda.gov)
  • Farm Service Agency – FSA
    • Emergency Conservation Program (ECP) – Program helps farmers and rancher repair damage to farmlands caused by natural disasters. 
    • Livestock Indemnity Program (LIP) – Provides benefits to livestock producers for livestock deaths in excess of normal mortality caused by adverse weather or by attacks by animals reintroduced into the wild by the federal government.
    • Livestock Forage Disaster Program (LFP) – Provides compensation to eligible livestock producers who have suffered grazing losses due to drought or fire on land that is native or improved pastureland with permanent vegetative cover or that is planted specifically for grazing.
    • Emergency Assistance for Livestock, Honeybees, and Farm-Raised Fish (ELAP) – Provides emergency assistance to eligible producers for losses due to wildfires, not covered by LFP and LIP. 
    • Noninsured Crop Disaster Assistance Program (NAP) – Pays covered producers of covered non-insurable crops when low yields, loss of inventory, or prevented planting occur due to natural disasters (includes native grass for grazing). Eligible producers must have purchased NAP coverage for the current crop year.